Dan Rafter

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In Mid-April, the average mortgage interest rate on a 30-year, fixed-rate mortgage rose to 5%, according to Freddie Mac. This is the first time rates on this popular loan type have been that high in more than a decade.

Click to pay makes paying with your credit card easier. But what are some of the drawbacks of this higher-tech payment option?

Michael Chadwick has a simple message for 20-somethings: You can't have everything you want right away.
You can't live in the same kind of home your parents have. You can't motor around town in the same kind of car your parents drive. And you can't afford to follow your parents' example and take two vacations a year.
"Unfortunately, too many young people want the same things that it took their parents 10 or 20 years to get," says Chadwick, chief executive officer of Chadwick Financial Advisor...

The Consumer Financial Protection Bureau defines credit invisibles as those adults whose credit histories are so limited that they don't have three-digit credit scores, which can make it impossible to qualify for loans or credit programs
Are you a "credit invisible?" The Consumer Financial Protection Bureau defines credit invisibles as those adults whose credit histories are so limited that they don't have three-digit credit scores. According to the bureau, 26 million U.S. adults have no cred...

Six ways regular budget meetings might save your ma...

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The Surprising Reasons Your Fixed-Rate Mortgage Pay...